Payday Loan News for 03/26/2007
SF: STUDY CONCLUDES PAYDAY LENDERS BREAK THE LAW - CBS 5
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House OKs small loans with high fees - East Valley Tribune
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'Grace loans' encourage saving (The Plain Dealer) Rita Haynes, chief executive of Faith Community Credit Union, said people living paycheck to paycheck might be well advised to take out a short-term loan if the alternative is to miss a mortgage payment or not pay for needed medicine... | |
Payday alternatives (The Plain Dealer) In Ohio, payday lenders can charge $15 in interest and fees on every $100 borrowed. So two weeks after taking out a $250 payday loan, a customer would have to pay $287.50 - which calculates to a 390 percent annual interest rate (APR). Here are some less expensive alternatives... | |
Barrett: Ontario Needs to Step In Where Payday Loans are Concerned - CD98.9
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Payday can switch to lower-cost choices for loans (The Plain Dealer) He's a teacher in Cleveland, and he was having trouble paying bills, so he took out a $200 payday loan two years ago. Today, he estimates he owes $3,600 to six different payday lenders... | |
GA Payday Lending Ban Kept In Place (WRCB Chattanooga) In a rebuke to Republican legislative leaders, the state House defeated a measure late last night that would have allowed the return of payday loans three years after Georgia became the only state to specifically outlaw the high-interest short-term loans... | |
Payday lending companies fill consumer demand - Truman Index (subscription)
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StretchPay loans created for military (The Plain Dealer) StretchPay short-term loans, adopted by Northeast Ohio credit unions in the past year, started at Wright-Patt Credit Union, which serves the community around Wright-Patterson Air Force Base in Dayton... | |
OUR OPINION: OUR OPINION: Payday loans: 'Reforms' in eye of deluded - Tucson Citizen
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Payday lenders will end loans to military - San Diego Union Tribune
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Vote on Payday Loans A move by state representatives to legalize payday loans failed Tuesday night on an 84-to-84 vote. But the House of Representatives is scheduled to reconsider the bill Tuesday. The loans let consumers borrow several hundred dollars ... | |
Payday loan interest can exceed 2,000% / Survey also finds many lenders don't post schedule of fees (San Francisco Chronicle) Many California consumers are receiving misleading information from payday lenders that charge interest rates that sometimes exceed 2,000 percent, according to a survey by the California Reinvestment Coalition. The coalition, an advocacy organization... | |
Payday Loans A payday loan place recently opened in my town. This is not a good thing, not only because those businesses are horribly predatory, but also because I'm sure they did their research and found that they had a nice client base built into ... | |
Payday Loans by Strapped For Cash Strapped For Cash is the fastest way to obtain secure, online cash advance and payday loans. Applying and qualifying for a payday loan is quick and easy, and in many cases there are no documents to fax. Once you're approved for the cash ... | |
PPP - Payday Loans There are pros and cons to everything in this world, let's look at The Good, the Bad, and the Ugly Side of Payday Loans. I have had to take out payday loan once. I ran over something and my tire went flat, it was unfixable and I was a ... | |
Quick Cash or Endless Debt? - Christian Broadcasting Network
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Moon: Subprime 'help': Thanks a lot, govt. (Knoxville News Sentinel) I'm from the government and I'm here to help, update: According to the Wall Street Journal, regulators are issuing more stringent standards regarding the issuance of "subprime" mortgages - the mortgage industry's equivalent of payday loans. Both products provide services to less creditworthy clientele, and in return they charge higher interest rates - often disguised - to counter the higher ... | |
I Need $$ Now! Payday loans. Did reading that just make you groan? Well stop and think. Sometimes they are necessary to get on through the day, week, month. Have I done one? Yes, actually two. Not recently mind you as I am more financially stable now ... | |
My Thoughts On Payday Loans Ive only read and heard horror stories about payday loans and how they are out to get you. I will never apply for a payday loan (at least I hope so), but for some people it could possibly get them out of a rut if they end up paying the ... | |
Payday Loans One of the things that I have blogged about previously on my business blog is payday loans, or cash advances. I have several of my employees that have used these in the past when they get in a tight situation, and while I have never ... | |
Avoiding Payday Loans Another common problem that I encounter on a daily basis has to do with payday loans. While these may appear to be a quick and easy way to get money for rent, bills, credit cards, etc., the first loan is simply the start of a cycle ... | |
Vote on Payday Loans (13 WMAZ Macon) You must be a member to add a comment! A move by state representatives to legalize payday loans failed Tuesday night on an 84-to-84 vote. But the House of Representatives is scheduled to reconsider the bill Tuesday... | |
Get the lowdown on payday loans I have to admit, when I first saw this post opportunity I figured, "eh, I don't feel like shilling payday loans". But, I went ahead and checked out the blog. Yes, it's a blog, and yes, there's actually some good information there. ... | |
House refuses to repeal ban on payday lending (Macon Telegraph) In a rebuke to Republican legislative leaders, the state House defeated a measure late Tuesday that would have allowed the return of payday loans three years after Georgia became the only state to specifically outlaw the high-interest short-term loans... | |
Georgia House split on payday lenders - Wilmington Morning Star
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Payday Loans Via SMS? Payday Loans; Payday Loan Pt. II; Payday Loan; Fast Cash or Big Mistake? Payday Loan, Pt. 3; Saving $$$ (and your sanity) with a Home Equity Loan. Saving $$$ (And Your Sanity) With A Home Equity Loan; USDA Rural Development ... | |
Action by Legislature is needed to remedy the crack cocaine of lending - Spartanburg Herald Journal (subscription)
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Surveys Show California Payday Lenders Violate Laws (PR Newswire via Yahoo! Finance) The California Reinvestment Coalition surveyed 253 payday lending establishments across the state and found that consumers are being misled or not given enough information about payday loans... | |
The onagracracy gets even worse - Camden County Tribune
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